Car accidents are one of the leading causes of severe injuries and deaths in Philadelphia. These accidents can have a devastating impact on a victim’s life. The primary causes of most car accidents in Philly include negligence and human error. In this article, we’ll share why you should hire a car accident lawyer after an accident in Philadelphia to seek compensation for expenses.
Car accident victims have the right to seek compensation for medical expenses, lost wages, and other damages.
It’s worth hiring a Philadelphia car accident lawyer after a crash, especially when dealing with injuries, potential legal issues, and insurance companies.
A Vehicle Accident Lawyer Can Help You Understand Pennsylvania’s Unique Choice No-Fault Insurance System
Along with New Jersey and Kentucky, Pennsylvania stands out for its unique ‘choice no-fault insurance system.’ In Pennsylvania, drivers have the option to choose between “limited tort” (no-fault) and “full tort” (at-fault) coverage.
The choice of insurance affects the ability to file a lawsuit. Full tort coverage is more expensive. However, this coverage allows injured victims more options to seek compensation after an accident. Full tort coverage allows accident victims to go after the liable party and seek compensation from them.
In Philadelphia, every car owner must purchase and maintain the following minimum required automobile insurance:
- $15,000 in bodily injury liability insurance per individual
- $30,000 total coverage per collision
- $5,000 in property damage liability insurance
- $5,000 in no-fault medical benefits coverage
You may need guidance from a car accident attorney to understand the complex no-fault system and recover compensation after your car accident. Under the no-fault system, accident victims must file claims and seek compensation from their car insurers, regardless of the fault. Personal Injury Protection (PIP), a type of no-fault insurance, covers bodily injury from a car accident in Pennsylvania.
It is not essential to prove liability or establish negligence to be eligible for no-fault insurance benefits. Under no-fault insurance rules, you cannot sue the at-fault driver unless your injuries meet a certain threshold. Under Pennsylvania’s serious injury threshold, you may be able to step outside of the no-fault system and file a lawsuit against the at-fault driver for additional
damages. Serious injuries include amputations, severe impairment of body function, permanent disfigurement, disability, and severe burns. Understanding the complexities of insurance policies and coverage limits requires expertise and specialization in handling car accident claims. Reputable car accident lawyers in Philadelphia possess experience in dealing with insurers and can negotiate favourable settlements on behalf of clients.
Find a Car Accident Lawyer that Is Well-versed With The Negligence Laws In Pennsylvania
Building a solid and robust claim or lawsuit requires significant time, effort, and an in-depth understanding of Pennsylvania negligence laws. Pennsylvania uses the legal doctrine of modified comparative negligence to assign liability for an accident. In Pennsylvania, you cannot recover damages after an accident if you are fifty-one percent or more at fault. This approach is also known as the 51% Bar Rule to Hire Car Accident Lawyer.
The courts will reduce your damages based on your degree of fault. Even if you were partially at fault for an accident, insurance companies are responsible for settling your case fairly as per the law. For example, if you have been awarded $2,000,000 in compensation and the court finds you 25% at fault for causing the accident, then your recovery is $1,500,000.
Hiring An Experienced Car Accident Lawyer Allows Accident Victims to Focus On Recovery
A lawyer can attend to a wide range of responsibilities after a car accident.
To build a potent case, it is crucial to collect evidence and documentation. So, enlist the services of experts, conduct depositions, and deal with insurance claims adjusters and defence attorneys.
A car accident lawyer can handle these legal complexities while you focus on recovery. Your lawyer will comply with strict claim or lawsuit filing rules. As a reuslt, ensure there are no errors in your application, assess your damages, value your claim accurately. Moreover, help you understand the Pennsylvania Statute of Limitations for filing a lawsuit.
By serving as tireless advocates during negotiations with insurance companies, car accident lawyers ensure clients receive adequate compensation. Besides legal expertise, car accident lawyers play a critical role in providing emotional support during a difficult phase in the lives of accident victims.
Dealing with the aftermath of a car accident can be stressful and frustrating. Empathetic car accident lawyers understand the significance of compassionate guidance and help accident victims cope with the psychological impact of a car wreck.
Contact A Car Accident Lawyer in Philadelphia
Car accident cases are complex, but finding the right lawyer is simple. Automobile accident cases involve intricate legal issues, from determining liability to establishing the cause of such accidents and proving negligence. An experienced car accident lawyer can help you get the justice, compensation, and closure you deserve after a traumatic accident to Hire Car Accident Lawyer.
If you or a loved one have suffered injuries in a car accident in Philadelphia due to someone else’s negligence, an experienced car wreck attorney can assist you in recovering compensation for the injuries suffered and the emotional and mental hardships that you have had to endure. Contact an experienced Philadelphia car accident lawyer for a free case review today.
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